Health Insurance Co-pay Scam

I read a great blog post about a Doctor’s Office scam that millions may be affected by but never realized. When I read about this it was like waking up from a deep sleep. Chances are you and I have been scammed by the people we pay to trust which are our medical professionals. Now I don’t want to argue that all Doctors are guilty of this scam but you should be aware of it nonetheless.

Here’s how the scam works:

Most of us have to cough up a co-pay payment when visiting our doctors. Unfortunately it’s the state of our Health Insurance nowadays.

So you go to your doctor’s office to get a normal physical or some other routine procedure. Sometimes they’ll even run a few tests while you’re there.

Apparently what some sketchy doctors are doing is asking you to come back to the office another day to perform blood work and charge you another co-pay payment.

Do you see the scam here? You don’t? Ask yourself why couldn’t the doctor do the blood work while you were there? After all you spent a few hours in the office already, what would’ve stopped them from doing it that day?

Well for some shady doctors there is no valid reason but to squeeze out an extra co-pay from you. Hey, if you don’t mind giving a person that makes more money than you’ll probably ever see in your life more money then by all means stop reading this post. But for the rest of you, this is a total outrage! Those extra co-payments add up really quickly when a doctor is seeing dozens of patients a day!

Now don’t get me wrong, there are some legitimate reasons when this occurs in which case the doctor should explain why you have to come back. For instance if the lab is closed, or you need to fast for some reason then the doctor should let you know that.

But most people just take a doctor’s order without questioning it. So next time you’re at the doctor’s office and they ask you to come back for some other test, be sure to ask them why it couldn’t be done the day you’re there. And if they can’t give you a good reason then just ask for the co-pay to be waived then.

Again, I’m not hating on all doctors here. I just want people to be aware of the shady ones. Now go and spread this information so it doesn’t happen to your friends or family members.


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