What Is 12 Minute Payday – 43 Minutes of Insanity

“By the sweat of your face you shall ………”. If there would have been an internet in paradise, the sentence would continue “…….work hard to make money online”!

I have been earning a full time income online for over a decade now and here are some facts you need to know:

• There is no easy way to make money online

• You will NOT get rich overnight

• “Out of the box made for you” programs do NOT work

• Secret money making systems DO NOT exist

It is also a fact that the internet is full of make-money-online scams. My spam inbox is over flowing (almost) with dubious offers of crappy and worthless stuff.

Binary Option Trading scams and a bunch of “mini Empower Network” pyramid schemes are the most popular scams lately.

When I stumbled across the email promoting 12 Minute Payday, it seemed to be different than the other crap and I decided to take a closer look.

What Is 12 Minute Payday

In the good old days, when I started out, sales pages on websites were long, filled with a billion of highlights, flashy images and the usual hyped up content.

Nowadays however, the preferred media, for all these scammy products, is one of the long and annoyingly self starting videos without the “doohickies” to stop, start, fast forward or rewind.

I always look around the site first for contact info, disclaimer and stuff like that, and this is what I found at the bottom of the 12 Minute Payday landing page.

“12 Minute Payday is a service that when purchased you are set up with up to 15 web pages. These are pre-designed and you will be able to use them to capture emails of people interested in earning income online. We will then show you how to monetize this data and earn income by selling other peoples products that you will get commission for.

All this is done from any computer you own“

Duh, as if anyone would think it's done with carrier pigeons!

OK, now you know that you will be selling other folk's products; as in Affiliate Marketing. Good, this is what I do and it is totally legit. You also know now, that you will be capturing email addresses.

Nothing wrong with that either. On top of that, you will get “UP TO” 15 web pages to do that and you will not have to buy domain names or pay for web hosting.

Sounds really good, doesn't it? But is it really? Keep on reading and you will find out in just a few minutes.

The 12 Minute Payday Sales Video

Poor me. The darn thing runs for 43 minutes without the chance to rewind. In order to catch everything and take some screenshots for this review, I had to watch it not once, but several times.

I am not complaining though. It's my job to be thorough and I like my job. Here is the low down of what Justin James presents to you.

He starts out with declaring “I will make you a millionaire” and offering you a $2,000 bet that you will make money using his system.

All you need is the desire to become rich. It does not matter if you are smart or not, young or old. But you need to have the desire to become rich.

Justin James then explains that he made 2 ? million bucks with his “very secret system” and he wants to share this secret with you. He then tells you that it takes him 35 clicks with the mouse to start a NEW money making account, and within 12 minutes the new site started to make him money.

Of course, the presentation would not be perfect without a “sob story“. By the way, all the scam gurus use a sob story. Here is Justin's version.

He lost his job, was down and out, totally broke, living with and off his cousin, desperately looking for a way out of his misery. Finally, an old friend gave him a job, paying minimum wage.

Supposedly, this old friend used a secret system that made him millions of dollars in just a couple of years. Now the old friend wants to take time off and enjoy his riches. He teaches Justin how to use the system, gives him full access to it and all of his money making accounts. And off he goes.

Do I have to tell you the rest of the story or can you guess what happened next? If you guessed that Justin did his job for a few days, then simply installed “the secret system” on his computer and started making money for himself, you guessed right.

Of course, his old friend fired him when he found out. But that did not bother Justin a bit. By that time, he claims, he already made several hundred thousand dollars with the secret system.

Now you know the end of the sob story!

It only takes Justin a little while longer to generate 2.5 million dollars. Although a thief, if you look at it from the bright side, Justin is not a bad person.

He now wants to share the secret with everyone that has the desire to become rich, He prefers folks that know nothing about internet marketing or making money online. So, he decides to look for 50 people that fit this criteria.

He charges each of the 50 folks 500 bucks “to test this now his secret system“. All 50 made lots of dough in a very short period of time and now Justin is ready to unleash his secret to the unsuspecting public.

Did I mention that throughout telling his sob story, you will hear and see the usual ingredients of all these scam videos?

• Testimonials from 5 of the testers
• Copies of bank statements and affiliate commission statements with 6 and 7 figure amounts
• Images of expensive cars, yachts and million dollar mansions!

Nothing new here, I must say. I see BS like that all the time and these are the reasons that my SCAM ALERT went off like crazy.

You should understand now why I gave this review the title “What Is 12 Minute Payday – 40 Minutes of Insanity”

How Is 12 Minute Payday Supposed To Work?

When you buy the product, don't pay $47.00. Try to leave the page and you will be offered a discount of $10.00. Try to leave again and you can get it for $9.00.

This is a normal procedure; they want your credit card info and know that most folks will pay up later.

When you login to the member area for the first time, they ask you to call a “Millionaire Mentor“. I did not do that, knowing from experience that this is a connection to a high pressure sales person, trying to sell me some high ticket item.

Then you are offered 2 upsells. One would cost you $99.00 and another $39.95. I declined both and went my merry way onward.

There are 4 modules in the member area with action buttons, a training video for each module and several banners promoting some spam products. One being “Guaranteed Wealth”, which is a binary option trading product.

Module 1: Get Started

This is the place to choose the template(s) for your one page website(s). I could only access one, as you can see in the screenshot below.

I don't know if this is true for everybody, or just for those that did not pay the full $47.00. There is no contact/support option, so I could not inquire about it. But all is good; I have one template which is enough to test the system, right?

The next task you have to complete is to register the auto responder you need to capture email addresses. Their recommendation is GVO, which is sold through another program I call a scam, Pure Leverage.

This will cost you $25.00 per month. I was reluctant to get involved with Pure Leverage, but again, there is nobody to contact and get a definite answer what to do. Maybe Aweber, the auto responder I use anyways, will work with 12 Minute Payday. We will see.

Module 2: The Set Up

This module teaches you how to set up your pre-designed squeeze pages with GVO. Set up with another auto responder is not included, so you are on your own to figure things out.

The CREATING OPTIN section trains you how to use the GVO auto responder and how to create the form for the template. You also learn how to upload the form code.

Then you are introduced to yet more programs to join.

Commission Account – become an affiliate of Clicksure. This is an absolute “no-no” for me. Clicksure is registered in China and carries all the products that either have been barred by Clickbank or will not be accepted by any other affiliate network.

Manage Clicks, Double Email Profits and Traffic Pool are useless upsells and thrown in there to get more money out of you. Traffic Pool is one of the initial upsells I declined and would cost you $35.00 per month.

Modules 3 & 4

These 2 modules have no purpose for the functionality of the system. They contain a selection of different products you can purchase and some BONUSES. Some of them are free, others will cost you more money.

There is only ONE useful and true bonus: Mail Creative File let's you download pre-written scripts to send as emails via your auto responder to your list subscribers.

How It Works – Or Not!

With the template(s) you have, you can create a landing or squeeze page to collect the email address from visitors to your site. You also can add affiliate links that direct visitors that leave their email to products you are selling.

If a visitor buys a product through your site, you will get a commission.

If you are using 12 Minute Payday as platform, you don't need to buy your own domain or hosting. You will create a “sub-domain” under a domain provided by 12 Minute Platform.

Now you have everything you need, according to Justin & Steven James. A one-page website with a landing page, a vehicle to collect email addresses to build a list and a working URL. Now you can lean back and wait for the money to roll in. OH wait, I almost forgot.

YOU NEED TRAFFIC!

For the system to work you do need traffic and lots of it. Since there is no content on the site to rank with, the traffic has to come by other means. What are the choices? Well, you will have to pay for traffic with paid campaigns, like PPC. So make sure you have some money in your budget to pay for it.

The Cons Of 12 Minute Payday

As with any make money program there are always going to be good and bad points. It doesn't always mean that a company is a scam because it has shortcomings. But it's always been my belief you should know what they are so you can make an informed decision. So with that said, let's get into the crap you need to watch out for.

1) The Sales Pitch

• The video is full of deception, misleading information and outright lies. It is the typical marketing BS all scammers use. Exaggerated earning projections (in fact guarantees) supported by photo shopped bank statements & falsified affiliate commission accounts.

• Another negative point is the ridiculous sob story in which Justin James admits to committing a criminal act by stealing “the secret system”.

• 12 Minute Payday is neither NEW nor is it “a secret and intricate system“. I did some simple searches on Google and found another program Justin James launched in 2013. Commission Fast Start by James Justin is very similar to his latest brain child. Same ol' same ol'. Choose a sub domain, a template and off you go to make a bundle.

• Justin guarantees you will be making a lot of money and shows you pictures of expensive cars and mansions. It's hard to believe that you can get all of that with a system that cost you 9 bucks.

2) Fake Testimonials

Then there is the parade of 5 folks giving testimonial of how much money they made using 12 minute Payday. Justin tells us that these folks are some of the tester that paid $500 to try the system. This is a blatant lie.

These people advertise their services at Fiverr in the department “Testimonials & Reviews by Actors‘ and create any kind of testimonial for as little as $5.00. This guy in the picture calls himself “banjoman15” and is one of the high ranked testimonial producers.

Go ahead and click on the picture, the link takes you directly to the actor's profile page at fiverr.

3) Cookie-Cutter Website Templates on Sub Domains

These kinds of sites don't have any content and absolutely no merit in the eyes of search engines. Your sites will not rank and you need to find other ways to drive traffic to your site.

4) Paying For Traffic

Now this is a big problem. You need lots of traffic and cannot generate any through organic searches. What to do? Pay for traffic, of course. You have several ways to do that:

• Media Buys: Paid ads on other websites
• PPC: Google and Bing ads
• Solo Ads: Paying other people to send YOUR offers to their LIST

That said I have no problems paying for traffic. I have and continue to do it on occasion. But with something like PPC or Media Buys you really need to know what you're doing otherwise you'll flush money down the toilet very quickly. It's not something I recommend for newbies without a lot of hand holding and the proper training like I've received from my Top Free Work At Home Recommendation.

5) The Products You Will Be Selling:

Looking at the available page templates you will be pushing “make money online products”. Most likely 12 Minute Payday and similar scammy programs. You may make some money doing that. But that would put you in the “class of internet scam gurus“.

6) No Contact/Support System:

12 Minute Payday does not have any support system at all to help it's members. Not only that, they don't even provide a valid contact email address of phone number.

7) The Disclaimer:

Take a look at the disclaimer of the 12 Minute Payday website.

It should be clear that you will not make any significant amounts of money with this crappy program. Also, pay attention to WHERE Justin James' business is registered. The Island of Cyprus, known for harboring online scams.

Is 12 Minute Payday A Scam?

Technically speaking, it is not a scam. You do get a “product” for your money, even if the pre-designed website templates are crappy and basically useless. You also will get an auto responder system and learn how to use it.

Taking under consideration all the lies and deception in their sales video, the lower than average quality of the system and the big money grab with the numerous upsells, I would recommend to avoid it at all cost.

If you want to learn how to build a business for long term success the correct way be sure to explore My Top Free Work At Home Recommendation! It is totally risk free and you have nothing to lose to check it out if this is the right thing for you.

Clearly it works if you're on this website. But more importantly you can build a business around your own passion and get the proper support and training you need. Trying to build something successful online by yourself is as easy as finding the lost sock in your laundry. It's not and very frustrating! So don't do it!

In any event, I hope you liked my 12 Minute Payday review and would like to hear your opinion. So don't be shy and chime in by leaving your 2 cents worth in the box below.

That's it for today and don't forget to leave a comment on your way out.

Thanks for stopping by

Eddy with a y