If you are anything like me, you probably jump at any chance of reducing your credit card bill. There are apps like Dosh that put some cash back in your pocket when you shop. You are probably wondering whether this is true, that's why you are going through a couple of Dosh App reviews.
Well, we have scoured the internet to find the good, the bad and the ugly about the Dosh app. So, let's get started!
What is Dosh?
Dosh found online at www.dosh.cash.com is a smartphone app that claims to give you cash back whenever you shop with your credit card at its participating stores. Dosh was founded by businessman Ryan Wuerch who is also behind MLM Company Solavei. The app was released in April, 2017.
How Does Dosh Cash Back Work?
You start by linking your credit or debit card to the app. The company has partnered with major brands, companies, merchants and hotels to help users get some money back whenever they take up the offers. So, when you make a purchase at these participating stores, you get back a percentage of the amount spent (up to 10%).
You'll basically be saving money while shopping, spending a night in a hotel, eating out or even fueling. The app has partnered with some of the most popular companies like WalMart, Nike, Target, Hilton Hotel, etc.
They'll deposit your cash-back to your Dosh Wallet. Once you have at least $25 saved up, you can send the money to your bank account, PayPal or donate it to charity.
Dosh Cash Back App Features
Location
The free Dosh app scans available offers from stores near you. It could be a hotel, fashion store, gas station or a supermarket. It appears the bigger the city you're in the more the chances of getting some cash back through the app.
Notifications
You'll be receiving notifications of deals available near you. The notification will tell you who is offering the deal and how much you'll save.
How Do I Join Dosh?
The FREE Dosh App is available on the Appstore or the Play Store. All you have to do is download it on your phone and sign up. During sign up, you'll have to verify your number. It has to be a US, non Vol-P number that you can verify straight away.
Then, you can link your debit or credit card. Once you've done that you'll be able to see available offers from participating stores and merchants near you.
How Do I Make Money With Dosh?
Dosh is all about saving money rather than earning it. Every time you take up an offer within the app you'll get a couple of bucks back. How much you make depends really on how much you spend. With Dosh, you'll have to spend money to make money.
If you prefer to actually make money with things that you already do online such as watching videos, visiting websites and more, you may want to check out SwagBucks.com or FusionCash.com.
You can also make money taking surveys at SurveyJunkie.com as well. But if you want to make a full time or part time income from home instead of a few bucks here and there, check out My Top Work At Home Recommendation.
What We Like About Dosh
It's simpler than the alternatives
Unlike other apps that pay you money like EBates, MobiSave, or Ibotta where you have to link an offer manually or scan a receipt, all you have to do with Dosh is link your credit or debit card. You don't have to sweat through hundreds of instructions to get cash back.
Tons of ways to save
They claim to have partnered with thousands of stores, companies and hotels to choose from. So, the next time you score a hot date, you don't have to worry much about your credit card bill the morning after.
Dosh App Complaints
If you're anything like me the idea of connecting your card with a company you don't know that well might give you the willies. But there are even other concerns and complaints people have with the Dosh app. So let's break them down.
No International Love
The app at the time of writing this review is only available in the United States. Actually, some users claim you'll have to be in a big city to get offers. So, tough luck if you live nowhere near civilization.
Trouble linking cards
According to most of the negative reviews on Google Play, linking your credit card runs into issues. It appears you can't use a card if it's linked to any other website or app that offers similar services. One user claimed that they declined to link a card they were using on Yelp.
No BBB Rating
At the time of writing this review, the Better Business Bureau is yet to assign Dosh a rating. this might be a deal breaker for those of you who depend on an app's status with the BBB. But to be fair the app is pretty new so that may change soon.
Is Dosh Cash Safe?
So far, there are no serious red flags that suggest the app is not safe. No one has come forward claiming to have lost money while using the app. Also, the security sounds airtight if we choose to take their word for it. It's also pretty easy to withdraw your money.
However, you'll be laying everything on the line because they need your credit or debit card info to give you money. So, if you have trust issues, maybe you are better off using sites like SurveyJunkie.com, SwagBucks.com or FusionCash.com where you don't need your credit card to make money.
At the end of the day Dosh does give you money back when you spend money. And there is no denying you will spend money. So you might as well make some cash using the Dosh App! That said, Dosh is not a way to actively make a full time or part time passive income. If that's what you're looking for then you may want to check out My Top Work At Home Recommendation.
Well, that's about it from me about Dosh. If you have questions about Dosh, check out their FAQs section here. If you have any comments or experiences with this company, feel free to leave a comment down below!
Until next time
Eddy ”with a Y”
You don’t mention anything about the risk of having to provide Dosh with your Social Security number. Because all of your cash earnings through the app are taxable income, they legally have to provide you with a IRS 1099 form at year’s end, and to do that, they require that you provide them with your Social Security number.
Any legitimate US based company is required to report your income to the government when it reaches over $600. And they can only do that if you fill out a W-9 tax form which requires your social security number. It’s no different when you have to provide this info to an offline employer.
I’ve been doing that for years with legitimate companies and never had an issue.
Not accurate! I have referred 3 people over the past week and I have verified with all three that they have not only linked a card, but have used in to get cash back already. Yet I still haven’t received any referral compensation. They all three still show as “pending cash back transaction.” Their advertisement clearly states that the newly referred user only needs to link a card, not make a transation. I’m beginning to believe Dosh is a scam and has some underlying purpose.