Warning: Government Cash Grant Scams!
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So is it really true? Is President Obama just giving away money to any one that applies for a government grant? Can you really receive thousands of dollars to use as you please just by sending in $1.99 processing fee for a grant kit or database?
If you believe this is true, then I am little green leprechaun that eats lucky charms and has a pot of gold stashed at the end of a rainbow. (Sorry I couldn't help it. St Patrick's day just passed. )
Unfortunately, here we go again. Scammers are up to their same old nonsense. But now they're taking advantage of the economic situation and trying to piggy back off the government's recent efforts to stimulate the economy. You've probably seen tons of ads online promoting the so called free money the government is giving out in the way of cash grants or government grants. Some of these scammers even have infomercials that look very news-like where they're "reporting" about the recent changes in the laws and how folks will be able to literally bank on this.
Well it's time to wake up and smell the reality check.
How Free Money Grant Scams Work!
– You visit some "free" grant websites where they convince you that the government is giving away money just for living. Then you decide pay $1.99 or some nominal shipping fee via credit card for a "grant kit", "grant database", "grant booklet", fill in the blank. It's all the same crap.
– You allegedly get to use the grant kit for the next 7 days. But here's the problem. Most of the time the kit or access code you were suppose to receive is late or never delivered.
– Because of the delay on the company's end, you would assume that they would adjust accordingly and give you more time on your trial period. But that's not the case. Your credit card is immediately charged a significantly higher fee that can range anywhere from $49.50 or more per month.
– Canceling is nearly impossible. You're given the run around and the blame is pinned on you for not canceling earlier. Refunds aren't usually honored unless you start threatening to expose their company to the media or the BBB and even then these guys may not refund the charges.
By the way, you could have also been introduced to grants via an email telling you that you qualify for a free grant. This is usually phishing scams sent by identity thieves who hope to steal your personal information.
If you haven't figured it out by now, let me ruin the ending for you. This is yet another scam we've covered such as rebate processing, package forwarding, typing, data entry, check cashing, etc.
The Feds do give out billions of dollars in grant money every year. But most of these grants are to help students pay for college or are for clearly defined reasons, such as research or charitable work. You just have to use your common sense on this one folks. Essentially the government is about taking your money, not just giving it away. Now don't get me wrong, they will make an exception if you're an irresponsible corporate conglomerate that is shady & can't manage it finances properly. (Oh snap, no he didn't!) Yeah, I said it and you know you were thinking the same thing. LOL
How To Find Grants For Free
At the end of the day, no one has to pay to get a list of government grants or to apply for one. More importantly, no company can ‘guarantee' you'll receive grant money. If they do then you already know they're lying and can't be trusted. You can find all the information you need at free government web sites, such as: www.grants.gov, www.studentaid.ed.gov, www.govbenefits.gov and www.sba.gov. So there you have it. Another real scam exposed.
Have any of you fallen for this scam or been tempted to give it try because times have been so tough?