Have you ever been stuck on the side of the road, been in a bad car accident or had the misfortune of locking your keys in the car? I would bet that many of us have experienced this unfortunate situation at one point in time. It can be very frustrating especially if you don't have roadside assistance. A lot of times people don't think about this benefit until something bad happens. That is usually when it is too late and very costly. Well how would you like to profit from this by helping people avoid this painful mistake? Well apparently that's exactly what Motor Club of America is set up to do. It sounds little shady and you may question the legitimacy of such a business.
So in this MCA review, I'll determine if this is a business opportunity that is “driving” people in the right direction or not. Unlike many of the other MCA Reviews you may have read, I'll keep it 100% real with you so you know the good and bad!
What is The Motor Club of America ( MCA )?
Motor Club of America was founded back in 1926 to provide road assistance protection to truckers. Later MCA modified it's protection plan to include personal motorist and vehicles as well. Keep in mind this protection plan is not car insurance, rather it's a roadside assistance program.
What are the MCA Products & Services?
Let's say your car broke down, you run out of gas, get a flat tire or just need a tow, MCA will provide you with certain level of roadside help depending on your membership level. But Motor Club of America also offers a number of other benefits and to its members. They include:
- Hospital emergency room benefits,
- Travel assistance,
- Hotel discounts
- Trip Planning and Travel Reservations
- Arrest Bond
- Bail Bond
- Attorneys Fees
- Credit Card Protection
- Free Discount Card for Prescriptions, Vision Care, and Dental
- and much more.
They seem to offer a lot more than your typical road side assistance that your car insurance may offer. That's exactly what they want you to believe but is it really worth it?
What is the MCA Work From Home Opportunity?
As alluded earlier you can get paid to promote the Motor Club of America products and services to drivers and/or can earn referral commissions from other people you recruit into the business. When you join MCA you are referred to as a Sales Associate or Sales Representative. If you don't like the idea of promoting or recruiting to make money, you may want to check out these other options to earn online: Surveyjunkie.com, Swagbucks.com, Inboxdollars.com, and Fusioncash.net.
How Do You Become A MCA Sales Associate?
Apparently there is no cost to become an associate if you sign up via the official company website here. Be careful because there are many website out there passing themselves as the corporate website but they aren't. On these websites you're being told you have to sign up for the product to become a rep which isn't true.
When Are MCA Sales Associate Paid & How Are They Paid?
Motor Club of America Reps are paid an advance commission of $80 for every new associate or roadside assistance consumer they sign up! You also receive monthly residual income on any of these sign ups.
MCA Sales rep are paid weekly on Fridays for the previous week's sales. Your payment is via check or direct deposit.
Motor Club of America / MCA Complaints
So you may be reading all this and think stuff is sweet. Oh but you should know better than that. Now it's time to dig into the dirty dishes that MCA Sales Reps fail to mention or intentionally hide from you. It's the things that you really need to dig deep to find or read between the lines to understand how they impact you. Now with that said, every company has some negative aspects about them. But my job is to shine the light on them so you can make an informed decision. So let's dive into the crap.
Misleading Reps & Information
I was mistakenly under the impression that you needed to purchase the product to become an associate of the company. But a commenter below pointed out this isn't the case. Unfortunately MCA doesn't own it's official domain name which you would expect to be MotorClubofAmerica.com (.net and .org). But apparently it's other reps that own these websites and they mislead people into believing you need to sign up for the product to become a rep. Fortunately you don't. You can sign up as an associate for free. But clearly the company knows that reps are doing this and don't seem to come down on them for the practice. You may have a few rogue reps in any business but the ones that own your company's name domain are pretty easy to spot. But I guess there isn't much motivation to force these reps to make the proper updates to the site since they are probably selling a lot of the product this way.
Product isn't really competitive or as good as claimed.
I haven't personally tried the product so I can't speak with any authority about how good it is or isn't. But some have claimed that when you compare it with other popular options from companies like AAA or your local insurance company the benefits aren't as good in terms of mileage, etc. Folks have argued that MCA loads some of their plans with low value and low quality add-on services to make it appear that folks are getting some amazing value. Again, I haven't used the service so it's hard for me to make a judgement call. As long as the tow truck comes to get me when I'm stuck, then I feel like I'm getting my money's worth. LOL I suspect many people would feel the same way and do!
So I bet you got all excited when you read about the $80 commission. But it comes with a catch. They're assuming that your member will stay on for about 17 months. So they're paying you advanced commission based on that. But if your member quits before then, you need to pay that money back. Fortunately they just deduct it from future checks at about $8 per paycheck. Either way, it sucks! It's one of the reasons I left Ameriplan. If I earn a commission, I expect to keep it. It's your job as the company to retain the customer not mine. I got them to you, now you keep them happy so they stay!
So that's a big deal breaker for me and fortunately, My Top Free Recommendation doesn't work like that and neither do any of my other favorite work at home suggestions. Surveyjunkie.com, Swagbucks.com, Inboxdollars.com, and Fusioncash.net are all websites that you can also check out instead.
Flashy Shady Reps
If you look for MCA Reviews online you may run into quite a few Motor Club of America Sales Rep videos where they're flashing wads of cash as if they were in a rap video or strip club. They pump out the false message that this business is easy and it's fast money. Obviously they fail to get into the nitty-gritty about the real work involved, the time it takes to build a business and the cons I've mentioned above. They don't even really focus on the product. So people are recruited using misinformation and hype. Eventually it leads to many reps being burned and quitting because they weren't properly prepped for what the business involves. Ironically the flashy reps that recruited others lose their commissions and they have the audacity to bad mouth the company. Now isn't that ironic? Needless to say all of this gives the MCA brand a bad name which makes it even more difficult to push this product or recruit other people.
So Is MCA Legitimate or A Scam?
From a product standpoint, it seems like the products work. The value of the products is up for the debate. But if you're really more concerned about the towing aspect of the products then I think you'll be fine. The MCA work from home opportunity seems viable and obviously people are making money. But I have serious reservations about the chargebacks and reps misrepresenting that you need to purchase the product to become an associate. These shortcomings may not be a deal breaker for you. So If that's the case feel free to give this opportunity a shot. Just watch out for MCA Sales Associates like I've described in this article. Once you're able to spot the bad types you'll avoid a lot of issues.
If this business doesn't appeal to you and you'd rather work at home around a passion or interest you have, then:
You may also want to look into any or all of these four websites for the opportunity to make money online: Surveyjunkie.com, Swagbucks.com,Fusioncash.net, and Inboxdollars.com. These are websites that I have personally used and I believe they are some good possibilities for those looking to make a little extra income.
Well I hope you found this article more useful than the other MCA reviews you've read. If you enjoyed it and want more, follow thousands of other smart work at home seekers and become a subscriber of my little blog by clicking here. You can also find me on the following social networks, Facebook, Twitter or Google +.
I'm told that talking to myself isn't healthy. So please chime in down below in the comment section. I'd love to hear your feedback about this company.
Speak to you soon!
Eddy with a Y!